Insurance benefits are offered to full and part-time employees working at least 30 hours per week. Benefits are effective the first of the month following the date of hire. 

Annual open enrollment happens in early November every year.  This is the one time of year that you can make any changes you want to your benefits without a family status change event.  Changes made during this window become effective on January 1. 

New Administrator as of July 27, 2026:  HPI
New Group # as of July 27, 2026:  MH155
New insurance cards will be mailed mid-July 2026 - please watch your mailbox at home.
New phone number:  HPI Customer Service at 800-532-7575 
Pharmacy will remain Sona and network will remain the same.  

You must show your new health insurance cards at each visit after July 27, 2026!!

Administrator until July 26, 2026: MedCost

Phone Number: (888) 590-3152

Brevard College 2025 Summary of Benefits - High Deductible Health Plan

Brevard College 2025 Summary of Benefits - Traditional Health Plan

Find a Doctor

Sign up on MedCost.com to access your digital ID card. Brevard College Group Number: H155.

Pharmacy Provider: Sona

Phone Number: (844) 550-1984 

Sona Formulary

Delta Dental will be the new Administrator as of 1/1/2026.  

2026 Plan Summary

2026 Plan Document

2025 Administrator: Principal

Phone Number: (800) 247-4695

Brevard College 2025 Dental Plan Summary

Find a Dentist

Sign up on Principal.com to access your digital ID card. 

Administrator: Community Eye Care

Phone Number: (888) 254-4290

Brevard College 2025 Vision Plan Summary

Find a Provider

Out of Network Claim Form

Sign up on CECVision.com to access your digital ID card. Email Director of Human Resources at hr@brevard.edu for your Member ID Number.

Brevard College pays for life insurance policy on each employee equal to their annual salary.  If employees want more coverage, they can elect it and pay for it.  Coverage is also available for spouses and children as long as the employee selects extra coverage on themselves.  

Brevard College pays for long term disability insurance for each employee.  This policy is "paycheck insurance".  If an employee is unable to work for more then 90 days, the LTD administrator would replace the employee's gross wages at 60%, if the claim is approved.  

Administrator: Lincoln

Annual limits for 2026 have increased!  

Administrator: MedCost

• Healthcare FSA: All contributions will be available as of January 1st.  Maximum annual contribution is now $3,400.
• Dependent Care FSA: Contributions will accrue throughout the year, and funds will be available as they are deducted. Maximum annual contribution is now $7,500! 

What is the most effective method for filing a claim or substantiation (IF YOU’RE NOT USING YOUR DEBIT CARD)?
If you are submitting a claim or receipt did you know the most effective way to do so is on our website or via the MyAccounts mobile app? Anything submitted by these methods will automatically get loaded into our system for quicker review and processing. Log in to www.MedCost.com and select Flex/HRA Claims under Quick Links or download the mobile app. Select the File a Claim button under the Home page to enter your claim information and upload documentation. For receipts or additional documentation requested by MedCost you will notice those requests under the Tasks section on the home page. You can easily choose the transaction and upload requested documentation.

TIAA

Employees working more than 20 hours per week are eligible to enroll at any time. Starting in August 2024, Brevard College has a 4% match. To be eligible for matching dollars, you must have completed two (2) years of service with the College or another qualifying institution. If you've been enrolled in a 403(b) prior and worked at a qualifying institution, please email the name of the qualifying institution to hr@brevard.edu. At that point, the Director of Human Resources will conduct an employment verification with the prior institution(s). 

To contribute to the retirement plan, follow the steps below: 

1. Review the Retirement Plan Summary Plan Description
2. Enroll via TIAA.org/enroll (Retirement Enrollment and Link Information)
3. TIAA Access Code when prompted: 365129
4. Fill out the Salary Reduction Agreement for 403(b) Retirement Plan Form and email the completed form to hr@brevard.edu

To schedule a meeting with our free Financial Consultant, John Merritt, please click here: Schedule Meeting.

Administrator: ComPsych

Phone Number: (855) 387-9727

Employee Assistance Program Summary

Brevard College Mental Health Information

COBRA is continuation of benefits after employment ends (or hours are reduced below benefits eligible levels).  COBRA information is automatically mailed after benefits end.  COBRA is always retroactive back to when coverage ended.  After the COBRA election form is received,  individuals have 60 days to elect coverage.  COBRA is expensive.  While employed or working more than 30 hours/week, Brevard pays a large portion of the premium for medical and dental insurance.  There is also a small 2% administrative fee for COBRA coverage.

Administrator: Flores

Phone Number: (704) 335-8211

*MUST HAVE CURRENT BC ID TO PRESENT AT EACH LOCATION*

Retail

• Davidson River Outfitters: 10% discount off retail, excluding guided trips, private water rod fees, and fishing licenses
• Earth Mountain Cycles: 10% off excluding beer and bikes
• Healthy Harvest Wellness Boutique: 10% off supplements only
• Main St. Ltd.: 15% off
• The Hub & Backcountry Outdoors: 10% off excluding beer and bikes
• Mountain to Seas:  10% off in-store purchases; discounts on training; special rate for certifications - NEW as of May 2025!

Dining

• Free Meal Swipes (five per week): All employees are granted five (5) meal swipes (on BC ID) to use in the Myers Dining Hall and/or Bills Boilers Coffee Shop
• Zaxby's Tuesdays: 10% off on Tuesdays
• Pescados: 10% off a meal
• Smokey Sunrise: One (1) Free drink
• Arby’s: 10% off (Not valid with other discounts)
• Jet’s Pizza: 10% off (Not valid with other discounts)
• Quixote: 15% discount on food for employees, alcoholic beverages excluded.
• Sora’s Japanese Restaurant: 10% off
• Velvet Cup: $0.50 off. Bring your own cup for an additional $0.25 off and receive a discount for paying in cash
• Food Matters Market & Deli: 10% off, excluding alcohol. Must sign up for “Carrot Club” to qualify for this discount
• Sully Steamers - Tornado Thursday =15% off EVERY THURSDAY all year long!

Experience & Lodging

• Brevard Clay: 15% off
• Elements Wellness Spa: 10% off
• Hair Mechanix: 15% off
• Hampton Inn: 12% off
• Brevard Music Center 2 tickets for just $15 each!

Brevard Health & Racquet Club

Discounted membership price for employees ($44/month instead of normal $74).  Gym with equipment, pool, courts, etc.

Asheville Strength Gym

$5 discount/month off the $30 monthly membership fee.  Month to month membership.  Gym has free weights/kettlebells and turf with functional equipment.  Check out their website